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Bilbao & BizkaiaSingle or multiple sitesQuotes in English

Company Health Insurance in Bilbao and Bizkaia

Sanitas company health insurance for employers with staff in Bilbao and across Bizkaia. Check the hospitals and clinics near your offices against the proposed policy, and get your quote in English.

Request a company quoteCheck the medical network
Who we help

Health insurance for your team in Bizkaia

We help foreign-owned and international companies, and Basque employers with English-speaking management, arrange Sanitas health insurance for their teams in Bizkaia. Whether you employ a dozen people in Bilbao or several hundred across a number of sites, the questions are the same: which plan, which hospitals and clinics, how much per employee, and how quickly staff can start using it.

Companies already operating in Bizkaia

Adding health insurance as a staff benefit, or reviewing an existing policy at renewal.

Reviewing at renewal →

Companies setting up or relocating teams

Opening an office in Bilbao or moving people from elsewhere in Spain or abroad.

International companies →

Larger and multi-site employers

Hundreds of employees, several locations, or staff split between Bizkaia and other provinces.

Sanitas Empresas Más Digital →
Hospitals and clinics

How to check hospitals and clinics against the proposed policy

Before you choose a plan, check that the facilities your employees will use are in the Sanitas network for the policy you are quoted. This is how we approach it with employers:

List where your people are

Office and home locations matter. Staff in Bilbao, Getxo, Barakaldo or further out may use different clinics.

Name the facilities that matter

Hospitals, clinics or specialists your staff already use, or would expect to use.

Check the cuadro médico

Search the Sanitas medical directory for Bizkaia by speciality and town, filtered by the plan in your quotation.

Confirm before you decide

We check your list against the proposed policy and tell you what is covered, so you can see which facilities are included before you decide.

Sanitas lists its own medical centres in Bilbao (Alameda Doctor Areilza) and in Leioa (Artaza), and Sanitas Milenium dental clinics in Bilbao, Barakaldo and Las Arenas. Read more in our guides to the Centro Médico Sanitas Bilbao, Sanitas hospitals in the Basque Country and Sanitas medical centres in the Basque Country.

Multiple locations

When staff work across several locations

Many employers in Bizkaia also have people in Madrid, Barcelona, Gipuzkoa or Álava, or staff who work remotely. One company policy can usually include employees in different provinces. To quote accurately, we need to know roughly how many people are at each location.

  • Give us an approximate headcount per site. A first enquiry does not need a full staff list
  • We check the Sanitas network near each office, not only in Bilbao
  • Tell us if family members are to be included, and who pays for them
  • If you are already insured, tell us your renewal month so the timing works
Plans

Which Sanitas plan suits employers in Bizkaia?

For companies insuring 100 or more people, the usual Sanitas plan is Sanitas Empresas Más Digital. When the company is the policyholder and payer, Sanitas does not apply waiting periods or take existing conditions into account for new insured people. Smaller teams are usually quoted on Sanitas Pymes Más Digital or Sanitas Inicia. See the comparison of Sanitas business plans.

Bizkaia applies its own foral tax rules, so the tax treatment of employer-paid health insurance for employees taxed there is a question for your payroll or tax adviser.

Getting a quote

How to get a quote in English

Send a short enquiry

Company, approximate number of people, where they are based and when you would like cover to start.

We prepare a quotation

A Sanitas company quote with the cover explained in English.

Check the network together

We check the hospitals and clinics on your list against the proposed plan.

Set up your team

Once Sanitas accepts the policy, we help you get employees set up and stay your contact for changes.

FAQ

Company health insurance in Bilbao and Bizkaia: FAQ

Can we arrange Sanitas company health insurance for staff in Bilbao and Bizkaia?

Yes. Sanitas offers company health insurance in the Basque Country, and we arrange it in English for employers with staff in Bilbao and across Bizkaia. Send us your approximate headcount and locations and we will prepare a company quotation.

Are there Sanitas medical centres in Bizkaia?

Sanitas lists its own medical centres in Bilbao (Alameda Doctor Areilza) and in Leioa (Artaza), and Sanitas Milenium dental clinics in Bilbao, Barakaldo and Las Arenas. Your employees can also use the doctors, clinics and hospitals in the Sanitas cuadro médico for Bizkaia, depending on the plan chosen.

How do we check whether a particular hospital or clinic is covered?

Search the Sanitas cuadro médico for Bizkaia by speciality and town, filtered by the plan in your quotation. Send us the list of hospitals and clinics your staff rely on and we will check them against the proposed policy before you decide.

We have staff in Bilbao and in other provinces. Can they be on one policy?

Usually, yes. A company policy can include employees in different provinces. Tell us where your people are based so the quotation reflects every location and we can check the network near each site.

We are a larger employer in Bizkaia. Which Sanitas plan would apply?

For companies insuring 100 or more people, the usual starting point is Sanitas Empresas Más Digital. On that plan, when the company is policyholder and payer, waiting periods and existing conditions are not applied for new insured people. We confirm the plan and terms in the quotation.

Does the €500 tax exemption apply to employees in Bizkaia?

Bizkaia applies its own foral tax rules, and employees taxed there follow the Bizkaia rules rather than the general Spanish income tax law. Check the treatment of employer-paid health insurance with your payroll or tax adviser.

Can we get the quote and documents in English?

Yes. Our native English-speaking team prepares the enquiry and quotation with you in English and explains the cover. Some official Sanitas documents are issued in Spanish, and we explain them in English.

Company enquiry

Request a company quote

Tell us roughly how many people you want to insure in Bizkaia and anywhere else in Spain. Approximate figures are fine for a first enquiry.

Which best describes your situation?

We reply in English, Monday to Friday, 9:00 to 18:00 Spain time. Your details are used only to respond to your enquiry.

Prefer to talk first? Contact our English-speaking team

Spanish Health Insurance is an exclusive insurance agent of Sanitas S.A.. Registered agent: Stephen Paul Gregory, DGSFP registration C0320Y2155969D, and a Sanitas International Expert.