Sanitas Health Insurance Spain | English-Speaking Expat Cover
✓ Visa-Compliant Plans Available English Video Doctors · Blua No NIE Required International Credit Cards Part of Bupa

Sanitas Health Insurance for Expats & Foreigners in Spain

We help expats and foreigners find the best private health insurance in Spain for their visa application or daily life. All Sanitas plans include English-speaking video doctors via Blua and can be purchased without an NIE using your international credit card.

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Current Discounts & Promotions
We regularly have special offers on Sanitas health insurance plans — see all current deals and discounts in one place.
For NLV & DNV Applications

Recommended Plans for Spanish Visa Applications

For Non-Lucrative and Digital Nomad Visa applications, we recommend the Sanitas Residents plans. Both are no-copay with no waiting periods, include repatriation, and are accepted by all Spanish consulates worldwide.

VISA PLAN
✓ NLV Approved ✓ DNV Approved ✓ Student Visa No Copay Day 1 Cover

Sanitas Residents

No copay, no waiting periods, repatriation included — accepted by all Spanish consulates worldwide for NLV, DNV, Student and EU Residency visas.

  • No copayments on any service
  • Full cover from day 1 — no waiting periods
  • Repatriation confirmed on certificate
  • Certificate in English & Spanish — same day
VISA PLAN
✓ NLV Approved ✓ DNV Approved No Copay Platinum Worldwide Day 1 Cover

Sanitas Residents Platinum

The flagship visa plan — worldwide cover, Dental Milenium and pharmacy included. Exceeds all consulate requirements for NLV and DNV applications.

  • No copayments — zero out-of-pocket
  • Full cover from day 1 — no waiting periods
  • Worldwide emergency & repatriation included
  • Dental Milenium & pharmacy included free
ℹ️ What Spanish consulates require — and why it matters

Spanish consulates require health insurance that includes repatriation coverage and has no copayments. They also require no waiting periods — your cover must be active from day one of your policy. Both Residents plans above are specifically designed to meet these requirements, with repatriation explicitly confirmed on the certificate. Once your policy is confirmed and payment received, your Sanitas certificate in English is issued the same day. Learn more about visa certificates →

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Looking for student visa cover? See the Sanitas International Students plan — designed specifically for student visa applications with worldwide emergency cover included.
All Sanitas Plans

Find the Right Health Insurance Plan

Choose a category to explore plans — each tailored to different needs and budgets.

Sanitas Pricing

Plans start from €21.30/month

From entry-level copay plans to premium no-copay cover — see confirmed from-prices for every Sanitas plan, including current discounts and promotions.

The Sanitas Network

Established in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's leading private health insurer — with over 2.9 million people insured and the largest network of medical professionals in the country. Sanitas operates more than 4,500 clinics and hospitals nationwide, employing over 58,000 doctors and specialists across the widest range of medical specialities in Spain. As part of Bupa, one of the world's leading healthcare groups, Sanitas combines local expertise with global standards of care — and includes 24/7 video doctor access in English through the Blua app, free with every policy.

2.9M+People InsuredSpain's leading private insurer
4,500+Clinics & HospitalsNationwide Sanitas network
58,000+Doctors & SpecialistsIncluding English-speaking
24/7Blua Video DoctorsIn English, from anywhere
blua.
24/7 English Video Doctors — Included Free with Every Sanitas Plan
Speak to a doctor in English any time, day or night, from anywhere in the world. Video consultations via the Mi Sanitas app — no Spanish required, no waiting rooms.
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Video consultations 24/7 in English
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Emergency & GP video calls
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Works from anywhere in the world
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Book via Mi Sanitas app in English
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Digital prescriptions & referrals
Why Choose Us

Why Expats Use Our Sanitas Service

As Sanitas exclusive agents, we help English-speaking expats understand their options and get the right plan — without the confusion.

Visa-Compliant Plans, Clearly Confirmed

We only recommend plans that meet Spanish consulate requirements for NLV and DNV applications — no-copay, with repatriation included and clearly documented on your certificate.

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English Throughout

Everything in English — from quotes to certificates. Blua video doctors speak English, the Mi Sanitas app is in English, and we handle everything in English.

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No NIE or Spanish Bank Required

Apply before you arrive in Spain. Pay with your international credit card. Your certificate is ready the same day — no NIE or Spanish bank account needed.

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Same-Day Certificates

Once your policy is confirmed and payment is received, your Sanitas health insurance certificate in English is issued the same day — ready for your consulate appointment.

How It Works

Get Sanitas Health Insurance in 3 Simple Steps

1
Choose Your Plan

Tell us your age, province, and situation. We'll confirm which Sanitas plans are right for you and provide your exact price.

2
Apply & Pay Online

Complete the application online. Pay with your international credit or debit card — no NIE or Spanish bank account needed.

3
Receive Your Certificate Same Day

Once your policy is confirmed and payment is received, your Sanitas health insurance certificate in English is issued the same day.

📞 Prefer to Talk?

Request a callback from one of our English-speaking Sanitas advisors. We'll call you at a time that suits you.

Request a Call Back →
What Our Customers Say

Five-Star Reviews from Expats in Spain

Real feedback from expats we've helped get Sanitas health insurance for their visa applications and daily life in Spain.

Common Questions

Frequently Asked Questions

Everything expats ask about getting Sanitas health insurance in Spain.

For NLV and DNV applications, we recommend Sanitas Residents or Sanitas Residents Platinum. Both are no-copay plans that include repatriation and meet Spanish consulate requirements. For student visas, Sanitas International Students is the dedicated option. We can confirm the right plan for your situation when you request a quote.
Yes. Sanitas health insurance can be taken out before you have an NIE number, and payment can be made by international credit or debit card. This is important for visa applicants who haven't yet moved to Spain or opened a Spanish bank account. Your certificate is issued the same day your policy is confirmed and payment is received.
Your Sanitas certificate in English is issued the same day your policy is confirmed and payment has been received — usually within a few hours. The certificate includes your name, coverage dates, repatriation confirmation, and policy number, as required by Spanish consulates. You can use it immediately for your visa application.
Repatriation coverage pays for medical transport back to your home country if you become seriously ill or injured and cannot be treated in Spain. Spanish consulates require this for NLV and DNV applications. All no-copay Sanitas plans include repatriation as standard — it's clearly stated on your certificate.
Yes. The Mi Sanitas app is fully available in English — you can book appointments, access your insurance card, view test results, and start Blua video consultations all in English. Many Sanitas clinics in expat areas also have English-speaking staff. All your documents, including your certificate and policy conditions, are available in English.
No-copay plans have no charges per visit — you're fully covered for all included services. Copay plans charge €4–10 per consultation with an annual cap of €360. For NLV and DNV visa applications, you must use a no-copay plan — consulates do not accept plans with copayments. If you're already a resident and not applying for a visa, copay plans can be a more affordable option.
Prices depend on your age, province, and the plan you choose. Sanitas prices are set by region — Madrid, Barcelona, and Valencia are priced slightly higher than other areas. Contact us for your exact price — we can give you a confirmed quote in minutes.
Standard waiting periods apply: immediate cover for emergencies and accidents, 6 months for high-tech tests (MRI, CT), 8 months for childbirth, and 10 months for non-emergency hospitalisation. These are standard across all Spanish insurers. If you're switching from another Spanish insurer with 12+ months of continuous cover, most waiting periods are waived.

If you need the policy for a visa application — Sanitas Residents and Residents Platinum are specifically designed for visa applicants and have zero waiting periods. Cover is active from day one for all included services, which is a consulate requirement for NLV, DNV and other visa types. Learn more about no-waiting-period plans →
Free Quote — No Obligation

Get Your Personalised
Sanitas Quote

Tell us your age, province, and situation. We'll confirm the right plan and your exact monthly price — in English, with no obligation.

Exact price for your age
Same-day certificate
No NIE required
International card accepted
English-speaking advisors
Cover can start today
Get a Free Quote →
How It Works
1
Fill in your details

Tell us your age, province, situation and any specific needs.

2
We compare all plans

Our English-speaking team reviews your options and confirms the right plan.

3
Get your exact price

Confirmed quote with exact monthly cost — same-day certificate if needed.

Included Free With Every Sanitas Policy

Mi Sanitas — Your Health, In English, In Your Pocket

The Mi Sanitas app is fully available in English. Manage every aspect of your Sanitas healthcare without needing to speak Spanish.

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Book Appointments in English

Search the full Sanitas network, filter for English-speaking doctors, and book instantly — any time, any device.

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Video Consultations 24/7

Start a Blua video consultation in English at any hour. Emergency cover, GP and specialist appointments on demand.

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Vital Signs via Facial Scan

Measure heart rate, respiratory rate and stress levels using your phone camera — no extra device needed.

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Personalised Health Programmes

Video-guided programmes for nutrition, personal training, pregnancy, child health, psychology and physiotherapy.

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Digital Insurance Card

Your Sanitas card, test results, authorisations and reimbursement requests — instantly accessible, no paperwork.

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International Second Opinion

Request a second medical opinion from international specialists directly through the app — in English.

Download Mi Sanitas — Free for All Members

Available in English, Spanish, German and French. Works from day one — no activation needed.