No copayments. No waiting periods. Same-day visa certificate in English and Spanish. Designed from the ground up for foreign nationals moving to — or already living in — Spain.
⚠️ The visa certificate is issued once payment has been made and the policy has been confirmed by Sanitas.
Most Sanitas plans are great — but they were built for Spanish residents. Residents was designed from scratch for foreign nationals. Here's what that means in practice.
The Mi Sanitas app is fully available in English. Filter the entire cuadro médico by the language a doctor speaks — English, German, French, Portuguese, Italian and more — and book presential, telephone or video appointments instantly.
The moment your policy is live, your certificate appears in the Mi Sanitas app and is emailed to you — in English and Spanish. It explicitly confirms no copayments, hospitalisation, repatriation and validity dates: the exact four things consulates check.
You can apply from your home country, before you move, using only your passport. No Spanish bank account required. Pay by international Visa or Mastercard credit card, or by bank transfer — including SEPA transfers from international accounts.
Complete private healthcare across the Sanitas cuadro médico — 58,000+ doctors at 4,500+ owned and partner centres across Spain.
45+ dental treatments included at no charge. Access 200+ Sanitas Milenium dental clinics across Spain.
Comprehensive emergency medical cover for travel outside Spain — for stays up to 90 days, up to €12,000 per person per year.
Repatriation is a mandatory requirement for NLV and DNV visa applications. It covers the transport of your remains to your country of origin in the event of death. Consulates check for it explicitly on the policy certificate — policies without a clear repatriation statement are regularly rejected. Sanitas Residents explicitly confirms repatriation on your certificate with no ambiguity.
As of January 2026, Spanish consulates require private health insurance for the following visa types. The Sanitas Residents Plan meets every requirement.
The most common residency visa for retirees and people of independent means relocating to Spain. Requires a no-copay plan with hospitalisation, repatriation and no waiting periods.
Spain's visa for remote workers employed by foreign companies. Same health insurance requirements as the NLV — no copay, hospitalisation, repatriation, no waiting periods.
International students studying in Spain. Sanitas Residents is accepted for student visa applications in addition to the dedicated International Students plan.
Family Reunification, Work visa for self-employed and entrepreneurs, Academic and Research mobility, Job-seeker visa (in many cases), EU Residency Certificate (CUE–EX18).
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most trusted private health insurer — home to the country's largest network of doctors, hospitals and specialist centres. With over 58,000 specialists across 4,500+ clinics and five owned hospitals, and backed by Bupa's global reach, Sanitas combines local expertise with world-class standards of care.
The Mi Sanitas app is available in English, German, French and Spanish. As a Sanitas Residents customer you can filter every doctor in the 58,000-strong cuadro médico by the language they speak — find an English-speaking specialist, book presential, phone or video, and manage everything in-app. No Spanish required.
Filter the entire Sanitas network by the language a doctor speaks. English, German, French, Italian and more — find your specialist, book instantly.
Immediate emergency video consultation for general medicine and paediatrics — anywhere in Spain, any hour, day or night. No waiting room.
3,600+ professionals available by video across 36 medical specialities. Same-day digital appointments in 10 specialities.
Check heart rate, respiratory rate, stress and more using your phone camera — no extra device needed. Powered by Blua Health AI.
Video-consultation-based programmes included from day one: nutrition, personal trainer, pregnancy, paediatrics (0–4), psychology, pelvic floor, stop smoking and physiotherapy.
Digital insurance card, prescriptions, test results, medical history, appointments, reimbursement requests — fully in English in Mi Sanitas.
Residents includes several benefits that other plans charge for. Optional add-ons let you customise your policy further.
Full add-ons list available on request. Ask us when you get your quote →
Filter plans by your situation or needs — use the buttons below to find the right match.
Prices shown are "from" prices. Your exact premium depends on your age and province.
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Tell us your age, province and visa situation and we'll confirm your exact price and have your health insurance certificate ready the same day you confirm.
Everything expats ask us about this plan.
With over 2.9 million people insured, Sanitas is one of Spain's leading private health insurance providers. Established in 1954 and part of the Bupa Group since 1989, Sanitas operates the largest team of medical professionals and the widest variety of specialities in Spain.
More than 58,000 professionals work across 4,500+ medical centres throughout Spain. View the Sanitas hospital and clinic network →