Sanitas International Students | Student Health Insurance Spain | From €42.65/Month
✓ Student Visa Compliant From €42.65/Month Ages 14–35

Sanitas Health Insurance Spain Sanitas International Students

Complete private health cover for international students studying in Spain. No co-payments, no waiting periods, Dental 21 included. Official certificate issued in Spanish for visa and university requirements. Exceeds all Spanish student visa legislation.

No waiting periods — cover from day one
Zero co-payments on any service
Student visa compliant certificate
Dental 21 included
Ages 14–35
Sanitas International Students
Plans from
42.65 /month
Per person, per month. Final premium depends on age & province.
ProviderSanitas (Bupa)
No waiting periods✓ From day one
Co-payments✓ None — zero copay
Student visa✓ Fully compliant
Dental 21✓ Included
Worldwide emergenciesUp to €12,000
Age limits14–35 years
Contract term3–12 months
No waiting periods — cover from day one
Zero co-payments on all services
Visa compliance certificate included
Dental 21 — 30+ services included
24/7 video consultations via Blua
Ages 14–35 — 3 to 12 month terms
1
Request your quoteTell us your age, study dates and location. We'll confirm your price and send your personalised quote within one business day.
2
Activate your policyProvide your proof of enrolment. Cover starts from day one — no waiting periods apply anywhere on the plan.
3
Receive your certificateSanitas issues your official Spanish-language certificate for visa and university submission. Mi Sanitas app access included.
What's Covered

Sanitas International Students — Full Cover Details

Comprehensive private healthcare across the full Sanitas network. No co-payments apply anywhere on this plan — consultations, diagnostics, hospital stays and Dental 21 are all included from day one.

🎓 Complete student cover: This plan covers the full Sanitas network from GP and specialist consultations to hospitalisation, surgery, physiotherapy and Dental 21 access. Repatriation and worldwide emergency assistance are included. Zero co-payments across all services.
🩺GP & Primary Care
All primary care services covered from day one. No co-payments, no waiting periods.
  • General medicine (GP) — unlimited consultationsNo co-payment — direct billing, no payment on-site
  • Emergency care — 24/7 access at Sanitas emergency centres
  • Nursing services — at the centre and home visits
  • Home care where clinically required
  • Ambulance service
  • Paediatric care is not includedThis plan is for students aged 14–35 and does not cover childcare
👨‍⚕️Specialist Consultations — Unlimited
ℹ️Unlimited medical and surgical consultations in almost every speciality. No co-payments. Limited sessions for podiatry, psychology and speech therapy.
  • Allergology, Cardiology, Dermatology, Digestive System, Endocrinology
  • Gynaecology, Haematology, Internal Medicine, Nephrology, Neurology
  • Oncology, Ophthalmology, ENT, Pneumology, Psychiatry, Rheumatology
  • Traumatology, Vascular Surgery, General Surgery, Maxillofacial Surgery
  • International second opinion — access to expert specialist review
  • Psychology — limited sessions per year
  • Podiatry — limited sessions per year
  • Speech therapy — limited sessions per year
🔬Diagnostic Tests
  • Basic diagnostic tests — blood and urine, X-rays, ultrasounds
  • Complex diagnostic tests — CT scans, MRI, PET scans
  • All diagnostics included — no co-payments
🏥Hospital Care — Full Inpatient Cover
Full inpatient hospitalisation is included — single private room with bathroom and companion bed. No co-payments on any hospital service.
  • Hospitalisation — single private room with bathroom included
  • Bed for one companion included throughout stay
  • All meals and medication during hospitalisation
  • Intensive care unit (ICU)
  • Inpatient and outpatient surgeries
  • Ambulance service to and from hospital
  • Clinical psychology during admission
  • Diagnostic tests carried out during hospitalisation
  • Obstetrics and pregnancy-related care is not includedChildbirth and pregnancy-related treatment are excluded from this plan
💪Therapies & Rehabilitation
  • Physiotherapy — treatments requiring specialised equipment and staff
  • Simple, complex and high-tech therapeutic methods
  • Aerosol therapy, wound care, and other outpatient treatments
🦷Dental 21 — Included with This Plan
🦷Dental 21 access is included as standard — exclusive Milenium dental clinics with the latest technology. More than 30 services covered, with up to 21% discount on non-included services.
  • More than 30 dental services included
  • Access to Sanitas Milenium Dental Clinics across Spain
  • Up to 21% discount on non-included dental services
  • State-of-the-art dental technology
🌍Worldwide Emergency & Repatriation
  • Emergency overseas medical assistanceUp to €12,000 per person per year
  • Medical attention including drugs from illness or accident abroad
  • Hospitalisation costs abroad
  • Ambulance service abroad
  • Repatriation to country of origin in the event of death
  • Transfer of remains from nearest international airport to place of interment (if more than 30km from airport)
📱Digital Health — Blua App
  • Video consultations with doctors from a wide range of specialities
  • 24/7 emergency video consultations — available any time, anywhere
  • Digital appointments from home or campus
  • Health programmes and digital follow-up
  • Mi Sanitas app access — manage your policy, book appointments, view results
Sanitas

Founded in 1954 and part of the Bupa Group since 2011, Sanitas is Spain's most recognised private health insurer — giving International Students members full access to Spain's Sanitas specialist network, Dental 21, and worldwide emergency cover — all on a student visa-compliant policy with no waiting periods.

0 Co-payments Zero on all services
0 Waiting periods Cover starts day one
30+ Dental 21 services Milenium dental clinics
€12K Worldwide emergency Per person per year
Coverage Scope

What Is & Isn't Included

A clear summary of what Sanitas International Students covers, and what falls outside this plan.

✓ Included
  • GP, emergencies, nursing, ambulance
  • Unlimited specialist consultations
  • Basic & complex diagnostic tests
  • Full hospitalisation with private room
  • Inpatient & outpatient surgery
  • Physiotherapy & complex therapies
  • Dental 21 (Milenium Clinics)
  • International second opinion
  • Worldwide emergency up to €12,000
  • Repatriation cover
  • 24/7 video consultations (Blua)
  • Certificate for visa applications
✗ Not Included
  • Obstetrics & pregnancy-related care
  • Paediatric care (plan is for ages 14–35)
  • Treatment of pre-existing conditions (subject to review)
ℹ️ The plan can be contracted for a minimum of 3 months and maximum of 12 months. A certificate showing your study period start and end dates is required to issue the policy. If you remain in Spain for more than one year the contract can be renewed.
Policy Documents

Download Your Plan Documents

Read the full policy terms before you apply. All documents are issued by Sanitas and available in English.

📄
IPID
Insurance Product Information Document — a standardised summary of key cover details, exclusions, and costs.
↓ Download IPID
📋
General Terms & Conditions
The complete terms of the policy. Read this for the full list of covered services, exclusions, and contractual obligations.
↓ Download GTC
📊
Product Summary
A concise overview of all covered services and benefits. Useful for visa applications and university submission requirements.
↓ Download Summary
About Your Insurer

Who is Sanitas?

Spain's leading private health insurer — trusted by over 2 million members for more than 70 years. When you take out a Sanitas plan, you're backed by the full strength of Spain's most recognised healthcare network.

Sanitas
EST. 1954 BUPA GROUP 2M+ MEMBERS

Founded in Madrid in 1954, Sanitas is Spain's leading private health insurance provider. After joining the Bupa Group in 2011, Sanitas combines over 70 years of deep Spanish healthcare expertise with the global reach and financial strength of one of the world's largest health insurers.

Today, Sanitas serves more than 2 million members across Spain — from individuals and families to students and expatriates — backed by a nationwide network of 300+ hospitals, 58,000+ healthcare professionals, and eight flagship hospitals owned and operated by Sanitas.

70+
Years of Excellence
Founded in Madrid in 1954. Spain's most trusted private insurer for generations.
2M+
Members in Spain
Spain's largest private health insurer by member count — individuals, families, and expats.
300+
Hospitals & Clinics
Nationwide network spanning every Spanish region, including 8 Sanitas-owned flagship hospitals.
58K+
Healthcare Professionals
Doctors, specialists, nurses, and support staff across the full Sanitas network.
🏥
8 Owned Flagship Hospitals
Hospital La Zarzuela and La Moraleja in Madrid, CIMA facilities across multiple cities, and Virgen del Mar in Almería — all owned and operated by Sanitas, ensuring consistent, high-quality care.
🌍
24/7 English Language Support
Dedicated English-speaking customer service available around the clock — essential for international students, expatriates, and anyone more comfortable communicating in English.
📱
Blua Digital Health Platform
Book appointments, launch video consultations, view test results, and manage your policy from your phone — 24/7, in English. Included free for all Sanitas members.
When Your Studies End

Plan for Life After Graduating

International Students is designed for your study period. When you finish, here are the most popular plans for the next chapter.

Visa Approved No Copay
Sanitas Residents
from €67.76 /month
  • NLV & DNV visa approved
  • No co-payments
  • Full hospitalisation
  • Certificate for visa applications
No Copay
Sanitas Más Salud Plus
from €41.67 /month
  • Full hospital & outpatient cover
  • No co-payments
  • Worldwide emergency
  • Family plans available
Self-Employed
Sanitas Profesionales Óptima
from €37.60 /month
  • Tax-deductible for autónomos
  • Full Sanitas network access
  • Low co-payment structure
  • Hospital & specialist cover
Frequently Asked Questions

Common Questions About Sanitas International Students

The plan is available to foreign students aged 14 to 35 who are studying in Spain. A certificate showing the start and end date of your study period must be provided to issue the policy. The maximum active age limit is 35 years.
The contract runs for a minimum of 3 months and a maximum of 12 months, aligned to your period of study. If you remain in Spain for longer than one year, the contract can be renewed.
No. There are no waiting periods on any part of this plan. Coverage begins from the first day of your policy — including hospital, GP, specialists, dental and all other services.
Yes. Sanitas International Students exceeds all requirements under Spanish visa legislation for student visas. An official certificate is issued in Spanish for presentation to consulates and universities. Unlimited coverage is provided, meeting all documentation requirements.
No. This plan has zero co-payments across all services — GP, specialists, diagnostics, hospital stays, surgery, Dental 21 and digital health. Direct billing means you do not pay anything on-site at the clinic or hospital.
Dental 21 gives you access to Sanitas Milenium Dental Clinics — Spain's largest private dental network. More than 30 dental services are included in the plan. For services not included, you receive up to a 21% discount, making treatment significantly more accessible during your studies.
Yes. The plan includes worldwide emergency medical assistance up to €12,000 per person per year. This covers medical treatment, hospitalisation costs and ambulance services abroad, as well as drugs required due to illness or accident. Repatriation cover is also included.
Yes. The Blua digital health app includes video consultations with doctors from a wide range of specialities, available 24/7. Emergency video consultations are also available around the clock. You can consult from your accommodation, campus, or anywhere in Spain with an internet connection.
You will need a valid passport and a certificate from your university or institution showing your study period (start and end dates). Once issued, you'll receive your Sanitas membership card and the official Spanish-language certificate required for visa and institutional submissions.
Free Quote

Get a Free International Students Quote

Fill in the form and a Sanitas specialist will contact you with your personalised quote. Receive your official certificate for visa applications on approval.

  • 🎓 Student visa compliant certificate included
  • ✅ No waiting periods & zero co-payments
  • 🦷 Dental 21 — Milenium Clinics access
  • 🌍 Worldwide emergency cover up to €12,000

🎓 Request Your Quote