What Digital Nomad Visa health insurance costs in Spain — cost factors, the employee vs autónomo difference, and how to get an exact quote. We arrange the cover.
What sets the price
DNV health insurance cost depends on your age, the plan, your route (foreign employee vs self-employed autónomo), no-copay structure and family. Employees usually need full private cover; autónomos paying Spanish social security may use private cover as a supplement. We give an exact quote.
We do not quote a single fixed price — the exact premium depends on your age, province, the plan, family members and any options. As a guide, suitable visa plans such as Sanitas Residents and Residents Platinum start from modest monthly amounts and rise with age and cover. For an exact figure, request a personalised quote or see Sanitas pricing. Prices may change and are subject to current Sanitas tariffs and acceptance rules.
Route
Usually needs full visa-compliant private cover, so the quote is normally based on a full private Sanitas policy such as Residents or Residents Platinum.
If you register as autónomo and pay Spanish social security, you may have public-healthcare access, with private cover as a (often lower-cost) supplement. See health insurance for autónomos.
Compare on the best Sanitas plans for the DNV and read the full DNV route guide.
Age
As with any private cover, age is the main driver and a pre-existing condition may affect terms. See pre-existing conditions.
Keep cost down
Family
Each accompanying family member adds to the premium; we quote the household together. See family health insurance.
How we help
Tell us your work structure, age and family and we will send an exact DNV-compliant quote. We arrange the cover; we do not handle the visa or guarantee its approval. Get a quote or read the DNV health insurance page.
Important information
Tell us whether you are a foreign employee or self-employed, plus your age and family, for an exact DNV-compliant quote. We help with the health-insurance part of your application. Acceptance and exact policy terms depend on the insurer’s rules; visa decisions rest with the Spanish authorities.
English-speaking Sanitas specialists can help with the health-insurance part of your visa or residency application.
FAQs
Common questions about this Spanish visa route and the health-insurance requirement. Always confirm current rules with the official authorities or a qualified immigration specialist.