Best Sanitas Health Insurance for Autónomos

Choosing your cover

Choose Your Sanitas Profesionales Cover

The Sanitas Profesionales range is designed for self-employed workers in Spain. All three options give you comprehensive private healthcare through the full Sanitas medical network (cuadro médico / medical directory); the main difference is how you pay for the care you use. Choose the no-copay option if you prefer no per-service charges for covered care, or a copay option if you prefer a lower monthly premium.

What they share

What Every Profesionales Policy Gives You

All three options provide comprehensive private healthcare through the Sanitas medical network. The main difference is the balance between the monthly premium and charges when you use covered services.

• The full Sanitas medical network (cuadro médico / medical directory) across Spain — the same specialists and hospitals on every option.
• Surgery and hospitalisation as standard.
• Total Protection — included across the Profesionales range, with support for specified circumstances affecting an autónomo's ability to work. The applicable conditions and benefit limits depend on the policy terms.
• Dental cover on Sanitas Profesionales and Profesionales Plus.
• Waiting periods: as standard private policies, some services (such as surgery, hospitalisation or childbirth) can carry initial waiting periods. We'll confirm the current periods, and they can sometimes be reduced when you transfer from another insurer.
• Possible tax treatment: health-insurance premiums may qualify as a deductible business expense for autónomos, within the applicable limits. Confirm how this applies to you with your tax adviser.

Already registered

If You're Already Registered as an Autónomo

Once you're registered and paying into Spanish Social Security (RETA), you can use Spanish public healthcare. Many autónomos take a Sanitas Profesionales policy as private healthcare alongside public healthcare — for faster appointments, wider choice of specialists and English-speaking support — while keeping their public cover.

Why us

Why Arrange It Through Us?

• English-speaking personal help from an Exclusive Sanitas Insurance Agent and recognised Sanitas International Experts.
• The right Profesionales option for how you use healthcare — we match the policy to your needs and budget.
• Clear answers on copayments and premiums, so you can compare like for like.
• Application handled in English, from quote to policy.
• An agreed start date that fits your plans.
• Support after your policy begins, so you know how to use your cover.