The Sanitas USA cover add-on may provide access to eligible medical treatment in the United States under specific conditions, subject to authorisation, policy limits and current Sanitas terms. This can be relevant for American expats in Spain, international clients, frequent travellers or people who want the option of accessing certain medical centres in the United States. Because US medical care is expensive and policy terms can be specific, this add-on should be checked carefully before relying on it.
The basics
It is a specialist complement that may provide reimbursement or authorised access for certain medical treatment in the United States, subject to policy terms. It should not be treated as open-ended US healthcare cover.
Who it's for
Important
No. It should not be described as open-ended US healthcare cover. Typically:
What to check
How it compares
No. Worldwide reimbursement may provide broader out-of-network or international reimbursement. USA cover is a specific complement related to the United States.
No. Travel assistance is normally emergency / trip-focused. USA cover is a specific medical cover option that should be reviewed separately.
No. It is an additional benefit, not a replacement for a dedicated US health insurance policy. It does not give unlimited access to US healthcare.
This depends on the Sanitas plan, age, eligibility and current product rules. Ask before applying if this cover is important.
See also worldwide reimbursement and travel assistance.
Get help
Spanish Health Insurance can help confirm whether USA cover may be available and suitable for your situation.
Tell us about your situation and we will check whether USA cover may be available with your Sanitas plan, explain the conditions in plain English and request a personalised quote. Acceptance and exact terms depend on the insurer's rules.
We'll check whether Sanitas USA cover may be available and explain the conditions — free advice in English.
FAQs
Common questions about the Sanitas USA cover add-on.