Health Insurance for Expats in Spain | Spanish Health Insurance
Expat coverDesigned for visa applicationsEnglish support

Health Insurance for Expats in Spain

Private health insurance built for international expats living in Spain. Whether you are applying for a visa, registering as a resident or settling in long-term, Sanitas offers visa-compliant, no-copay cover with English-speaking doctors and the Sanitas medical network across Spain.

Expat Health Insurance

Private Cover for Expats Living in Spain

Spain is one of the most popular destinations for expats from the UK, US, EU and beyond — and private health insurance is often essential, whether for a visa application, residency registration or simply faster access to private doctors and hospitals. Sanitas is one of the largest private healthcare providers in Spain, and we help English-speaking expats choose and set up the right plan.

The plan that suits you depends on your route: non-EU expats applying for the NLV or DNV usually need a visa-suitable no-copay plan, while those already resident may prefer comprehensive Más Salud cover. We explain the options in plain English and help arrange the insurance documentation and appropriate policy start date.

Compare Plans

Recommended Sanitas Plans

Choose the right Sanitas plan for your move to Spain. All plans include English support, 24/7 Blua telemedicine and access to the Sanitas medical network across Spain, with visa-suitable no-copay options.

Sanitas Residents

Designed for visa and residence applications, with zero copayments, no waiting periods and cover from day 1. For non-EU applicants who need private cover for an NLV or DNV application, subject to their circumstances and current requirements.

  • Zero copayments all services
  • No waiting periods from day 1
  • Designed for NLV / DNV applications
  • Full hospital & specialist cover
  • English-speaking doctors nationwide

Sanitas Residents Platinum

Our premium foreign-resident plan with broader benefits and higher limits — ideal for those who want the most complete private cover.

  • Everything in Residents, enhanced
  • Higher worldwide cover limits
  • Zero copayments
  • Access to the Sanitas medical network
  • English-speaking support

Sanitas Más Salud Sin Copago

Comprehensive no-copay private healthcare for residents and EU citizens — full specialist, diagnostic and hospital cover with no charge per visit.

  • Zero copayments
  • Full specialist & diagnostics
  • Hospitalisation included
  • May be suitable for EU residency registration, depending on your circumstances and the authority’s requirements
  • English-speaking doctors
Insurance requirements depend on your visa or residence route and personal circumstances. Policy suitability, acceptance and terms must be confirmed before purchase, and the final decision on any visa or residence application rests with the relevant Spanish authority.
Common Questions

Frequently Asked Questions

Straightforward applications without pre-existing conditions can often be accepted within 24 hours, subject to underwriting. Cover can then start the same day or next business day, depending on your needs.
Yes. Sanitas has a large network of English-speaking GPs and specialists across Spain. Search by language in the Blua app.
Yes. All Sanitas plans meet Spanish visa and residency requirements. We provide official documentation for visa applications.
Plans include doctor visits, hospital care, specialists, emergency services, and more. Coverage varies by plan level.
Absolutely. Family plans are available at discounted rates. Our advisors can calculate your personalized family quote.
At network providers, coverage is direct billing (no upfront payment). For non-network, submit claims via Blua app within 30 days.
Credit/debit cards, bank transfers, and direct debits. Monthly, quarterly, or annual payment options available.
Most coverage starts with minimal waiting period. Emergency services are covered immediately. Ask about specific waiting periods.

Get Your Free Quote Today

Join thousands of international residents who trust Sanitas for their healthcare in Spain. Get a personalized quote in minutes—no obligation.

  • Personalized quote based on your profile
  • Response within 24 hours
  • Expert English-speaking advisors
  • Visa documentation support
  • No commitment required

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