Private health insurance in Spain from €41.67/month — full Sanitas network, hospitalisation included, with low copayments per visit. Backed by Bupa.
Sanitas Más Salud Plus is the mid-tier copay option in the Más Salud range — sitting between the no-copay plan and Óptima. You get the same full Sanitas network (58,000+ doctors, 4,500+ clinics) with lower per-visit copayments than Óptima: your first 6 uses each year are completely free, and the cap per service never exceeds €10. Starting from €41.67/month.
Más Salud Plus covers all the essentials: unlimited GP and specialist consultations, full hospitalisation and surgery, diagnostic tests (blood tests, MRI, CT scans), physiotherapy, emergency care abroad up to €12,000/year, and maternity. Copayments are low, fixed and transparent — there are no surprise bills.
Dental cover is included with Plus via Sanitas Dental 21 — giving you access to all Sanitas Milenium dental clinics and over 30 dental services. A small €3 copayment applies per dental visit. Enhanced dental add-ons (Dental Milenium, Dental Premium) are available if you need more comprehensive cover.
Like all Más Salud plans, Plus includes the Blua digital health platform and Mi Sanitas app — permanently free. Book appointments, access 24-hour video consultations in English, and manage your policy entirely from your phone.
Get a personalised quote →Complete private healthcare coverage across the Sanitas network — low copayments apply per visit, with the first 6 uses each year completely free.
| Services used per year | Copay per service |
|---|---|
| 0 – 6 services | €0 |
| 7 – 10 services | €4 |
| 11 – 15 services | €7 |
| 16+ services | €10 |
| Other fixed copays | Per use |
|---|---|
| Complex diagnostic tests (MRI, CT, endoscopy…) | €12 |
| Complex therapeutic methods | €12 |
| Emergency consultations | €8 |
| Dental services | €3 |
| Alta frecuentación pack (physio, ventilation, oxygen, antenatal prep) | €12 |
Service count is per insured person per year. Complex diagnostics and therapeutic copays are separate from the sliding scale above.
Sanitas offers three types of discount on the Más Salud Plus plan. Discounts are applied to your annual premium at the time of quotation.
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most trusted private health insurer — and the largest by network size. With over 2.9 million people insured across Spain, Sanitas gives members access to more than 58,000 doctors and specialists, 4,500 clinics and hospitals, and a dedicated network of Milenium centres offering dentistry, physiotherapy and diagnostics. Every Más Salud plan includes full access to the Blua digital health platform and the Mi Sanitas app, giving members 24/7 video consultations and English-language support from day one.
From day one you have access to an exclusive video consultation service through which Sanitas experts help you design and follow personalised health plans — fully digital and tailored to the whole family, trackable on the Mi Sanitas app.
For any medical emergency, wherever you are, contact a doctor via video in just a few minutes — no appointment needed. Available for general emergencies and paediatric care (paediatrician available Mon–Fri 8am–10pm; outside those hours the 24-hour Sanitas team covers paediatric emergencies).
Accessible via Mi Sanitas — app or website. During the video consultation, the doctor can prescribe medication and diagnostic tests if needed.
Customise your Más Salud Plus policy with optional add-ons at an additional monthly cost.
Full add-ons list available on request. Ask us when you get your quote →
Standard waiting periods apply to all new Sanitas customers. These are the same across all Spanish health insurers.
Download the official Sanitas policy documents in English for Más Salud Plus. These contain the full terms, conditions and coverage details.
Documents last updated: April 2026. If you need the Spanish version or can't access a PDF, contact us.
These are standard exclusions applied by all Spanish health insurers. They are not specific to Más Salud.
We'll calculate your exact price, confirm any available discounts, and have everything ready for you to go live the same day.
Everything expats ask us about Más Salud Plus.
The Mi Sanitas app is fully available in English. Manage every aspect of your healthcare without needing to speak Spanish.
Filter for English-speaking doctors and book instantly — any time, any device.
Blua video consultations in English at any hour — GP, specialist, emergency.
Your card, test results, and authorisations — instantly accessible, no paperwork.
Available in English, Spanish, German and French.
Browse all Sanitas plans to find the right level of cover for your needs and budget.
Prices shown are "from" prices. Your exact premium depends on your age and province.
Not sure which plan suits you? Get a free comparison quote →
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most recognised private health insurer. With the country's largest network of medical professionals and the widest range of clinical specialities, Sanitas gives members access to world-class healthcare at clinics, hospitals and specialist centres across every region of Spain. View the Sanitas network →