Spain's most popular no-copay private health insurance plan — comprehensive coverage, full hospitalisation, and zero copayments at the point of care. Backed by Bupa.
Sanitas Más Salud provides complete, high-quality private healthcare while giving you access to all the facilities and specialists within the Sanitas network across Spain. It is the most popular individual health insurance plan in the Sanitas portfolio — combining comprehensive private healthcare with zero point-of-care payments.
From routine check-ups and preventive care to emergency medical treatments and hospitalisation, Más Salud ensures you receive the necessary medical attention when you need it most — with zero payment required at the point of care. Every visit, every test, every specialist — all billed directly to Sanitas.
Sanitas Dental 21 is included free, giving you access to all Milenium dental clinics equipped with the latest technology, covering over 30 dental procedures at no extra cost — from check-ups and X-rays to simple extractions and annual cleans.
Beyond the clinic, Más Salud includes the Blua digital health platform permanently free. Through Mi Sanitas you can book appointments, join personalised health programmes, and access 24-hour emergency video consultations — all in English, all on your phone.
Get a personalised quote →Complete private healthcare coverage across the Sanitas network — with no copayments required for any of the services below.
Sanitas offers three types of discount on the Más Salud Sin Copay plan. Discounts are applied to your annual premium at the time of quotation.
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most trusted private health insurer — and the largest by network size. With over 2.9 million people insured across Spain, Sanitas gives members access to more than 58,000 doctors and specialists, 4,500 clinics and hospitals, and a dedicated network of Milenium centres offering dentistry, physiotherapy and diagnostics. Every Más Salud plan includes full access to the Blua digital health platform and the Mi Sanitas app, giving members 24/7 video consultations and English-language support from day one.
From day one you have access to an exclusive video consultation service through which Sanitas experts help you design and follow personalised health plans — fully digital and tailored to the whole family, trackable on the Mi Sanitas app.
For any medical emergency, wherever you are, contact a doctor via video in just a few minutes — no appointment needed. Available for general emergencies and paediatric care (paediatrician available Mon–Fri 8am–10pm; outside those hours the 24-hour Sanitas team covers paediatric emergencies).
Accessible via Mi Sanitas — app or website. During the video consultation, the doctor can prescribe medication and diagnostic tests if needed.
Customise your Más Salud No Copay policy with optional add-ons at an additional monthly cost.
Full add-ons list available on request. Ask us when you get your quote →
Standard waiting periods apply to all new Sanitas customers. These are the same across all Spanish health insurers.
Download the official Sanitas policy documents in English. These contain the full terms, conditions and coverage details for this plan.
Documents last updated: April 2026. If you need the Spanish version or can't access a PDF, contact us.
These are standard exclusions applied by all Spanish health insurers. They are not specific to Más Salud.
We'll calculate your exact price, confirm any available discounts, and have everything ready for you to go live the same day.
Everything expats ask us about Más Salud No Copay.
The Mi Sanitas app is fully available in English. Manage every aspect of your healthcare without needing to speak Spanish.
Filter for English-speaking doctors and book instantly — any time, any device.
Blua video consultations in English at any hour — GP, specialist, emergency.
Your card, test results, and authorisations — instantly accessible, no paperwork.
Available in English, Spanish, German and French.
Browse all Sanitas plans to find the right level of cover for your needs and budget.
Prices shown are "from" prices. Your exact premium depends on your age and province.
Not sure which plan suits you? Get a free comparison quote →
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most recognised private health insurer. With the country's largest network of medical professionals and the widest range of clinical specialities, Sanitas gives members access to world-class healthcare at clinics, hospitals and specialist centres across every region of Spain. View the Sanitas network →