Sanitas Empresas Más Digital is aimed at medium to large companies wanting to provide best-in-class private health cover for their workforce. With complete Sanitas network access across Spain, comprehensive digital benefits, Dental 21 and home medicine delivery included, it is one of the most complete corporate health plans available.
Available with or without co-payments, the plan can be tailored to suit your budget while keeping the full range of benefits intact. Pricing is provided on request and is competitive for larger groups.
- General medicine (GP)
- Preventative check-ups and health assessments
- Emergency care
- Paediatrics and childcare (up to 15 years)
- Nursing and home care
- Ambulance service
- Primary specialities: paediatrics, gastrointestinal, cardiology, pneumology, gynaecology and urology
- Unlimited medical and surgical consultations in almost every speciality
- International second opinion service
- Basic diagnostic tests
- Complex diagnostic tests
- High-technology diagnostic tests — no waiting period
- Hospitalisation — no waiting period
- Intensive care unit (ICU)
- Inpatient and outpatient surgeries
- Diagnostic tests during hospitalisation
- Childbirth and C-section
- Ambulance cover
- Clinical psychology
- Single room with bathroom and bed for companion
- All meals and medication included
- Physiotherapy — no waiting period
- Treatments requiring specialised equipment and staff
- Simple, complex and high-tech therapies — no waiting period
- More than 30 dental services included
- Up to 21% discount on non-included dental services
- Access to exclusive Milenium Dental Clinics
- Home delivery of medicines from the pharmacy
- Emergency overseas medical assistance up to €12,000 per person per year
- Medical treatment and drugs for illness or accident abroad
- Hospitalisation costs abroad
- Ambulance service abroad
- Video consultations via the Mi Sanitas app
- 24-hour emergency video consultations
- Digital consultations with doctors from 10 specialities
- Digital appointments and scheduling
- Digital health programmes
- Corporate Sanitas portal to manage all policy aspects
- No on-site payment — direct billing to insurer
Co-payments are optional. The first 6 services per year are always free — co-payments only apply from the 7th service onwards.
| Services used per year | Co-payment per service |
|---|---|
| 1st to 6th service | Free |
| 7th to 10th service | €4 |
| 11th to 15th service | €7 |
| More than 15 services | €10 |
| Dental procedures | €3 |
Tax Benefits for Employer & Employees
Company health insurance premiums are a tax-deductible business expense in Spain. Employees pay no IRPF income tax on the benefit — up to €500 per insured person per year. For large companies this can represent a significant combined tax saving across the entire workforce.