This Sanitas reimbursement complement may allow eligible insured people to use certain out-of-network paediatric, obstetric or gynaecology professionals and claim part of the cost back, subject to policy terms, authorisation requirements and annual limits. It can be useful for families, parents, pregnant women, people planning maternity care, or expats who want more flexibility when choosing children's doctors or women's health specialists in Spain.
The basics
This is a specialist reimbursement option connected to paediatrics, obstetrics and gynaecology. It may allow eligible costs to be reimbursed when using certain professionals outside the standard Sanitas medical network.
Who it's for
What it helps with
Subject to terms, this complement may help with eligible out-of-network costs in:
For families
Families often want flexibility. A paediatrician or gynaecologist may be recommended by friends, already known to the family, or located outside the normal Sanitas network. This add-on may help where parents want more freedom to choose, while still having the structure of Sanitas health insurance.
Important distinctions
No. This is more specific. Worldwide or broader reimbursement cover may apply to wider medical services, while this complement focuses on paediatrics, obstetrics and gynaecology.
No. It does not replace the main maternity or hospital cover in your health insurance policy. It may provide additional reimbursement flexibility for certain specialists, subject to terms.
Pregnancy consultations or obstetric services may be relevant, but childbirth, hospitalisation and maternity care depend on the main policy, waiting periods and policy terms. Ask us to confirm before relying on the benefit.
See worldwide reimbursement for broader out-of-network cover, and comprehensive health insurance for full maternity and hospital cover.
What to check
Get help
Spanish Health Insurance can help families and women's health clients check whether this reimbursement complement may be available and suitable.
Tell us about your family or maternity needs and we will check whether this reimbursement complement may be available with your Sanitas plan, explain the terms in plain English and request a personalised quote. Acceptance and exact terms depend on the insurer's rules.
We'll check whether this reimbursement complement suits your family — free advice in English.
FAQs
Common questions about the Sanitas paediatrics, obstetrics and gynaecology reimbursement complement.