Already know you need health insurance for your Spanish Non-Lucrative Visa? Request a personalised Sanitas quote here. We help English-speaking applicants compare Sanitas options commonly used for NLV applications, including no-copay cover where suitable, subject to current policy terms, certificate wording and acceptance.
Quote intent
This page is for applicants who are ready to request a quote. For the full explanation of NLV health insurance requirements, read our complete NLV health insurance guide.
What we need
Plans
Many NLV applicants consider Sanitas Residents or Sanitas Residents Platinum where broader cover may be required. Exact benefits and suitability must be verified against current policy terms and certificate wording.
No-copay
NLV applicants usually need private medical insurance with no copayments and suitable certificate wording. Exact requirements and acceptance can vary, so current terms must be checked. See no-copay health insurance for visas.
Certificate
The certificate wording can be as important as the policy itself. We help you choose cover designed to meet the requirements, but we do not promise acceptance by any consulate. See the visa certificate page.
Guide vs quote
If you are still researching the requirements, read our full guide to NLV health insurance in Spain. This page is focused on requesting your quote.
Delays
Network
Access depends on the policy and current network: Sanitas Hospitals · Medical Centres · cuadro médico.
Talk to us
Ready to apply for the NLV? We help expats compare Sanitas plans and request personalised quotes in English. We cannot guarantee visa approval, insurance acceptance or cover for pre-existing conditions, and we do not provide medical advice or book medical appointments.
Send us your details and we will prepare a personalised Sanitas quote for your Non-Lucrative Visa application. Please check the actual current policy terms and your personal conditions before purchasing or using any Sanitas policy. Policies change and individual terms can vary.
We help English-speaking applicants compare Sanitas options and request personalised quotes.
Personalised pricing
There is no single fixed online price for NLV health insurance, because the premium depends on your circumstances. That is why we prepare a personalised quote rather than show a flat figure. Prices depend on:
Send us these details through the form and we will return an accurate quote, with no obligation.
Residents vs Platinum
Most NLV applicants start by comparing these two. Sanitas Residents is usually the first quote option for applicants who want visa-focused, no-copay Sanitas cover at the lowest suitable Sanitas price. Residents Platinum may suit applicants who want broader cover, international-style features or a more premium package.
Age can affect the choice: Residents is available for new applicants up to age 75, subject to current terms, while Residents Platinum has a maximum contracting age of 64, subject to Sanitas acceptance, underwriting and current policy terms,, so it must be checked before quoting. Once a policy has been accepted, contracted and paid, many Sanitas policies continue without a maximum permanence age, provided the policy remains active and the terms are met.
Over-60s and retirees
NLV applications are popular with retirees, so over-60s are very welcome to request a quote, ideally early. Medication and medical history are assessed through the health declaration and can affect acceptance and terms, so a personalised quote matters. Sanitas Residents may be possible up to age 75, subject to terms; Residents Platinum may have a lower age entry; and Sanitas Unico may be relevant for older applicants who do not need NLV-specific cover. For the NLV itself, we check the visa-suitable route carefully for your age.
Applying from abroad
Yes, in most cases. Many NLV applicants are applying from outside Spain and do not yet have an NIE. Passport details can often be used initially, depending on the product and payment setup, and the details can be updated later once your NIE is issued. Tell us where you are in the process and we will work with what you have.
Timing
Straightforward cases can often be reviewed quickly. Medical history, family applications, older applicants or urgent consulate deadlines may need a little extra information. Tell us your timeline through the form and we will let you know what to expect for your situation. Final acceptance always depends on the policy, the certificate wording, the applicant details and the consulate or immigration authority reviewing the application.
FAQs
Quick answers for NLV applicants requesting a Sanitas quote. Always confirm current requirements before applying.