Get covered TODAY. Apply online in 15 minutes, pay by international credit card, receive your Sanitas certificate in English the same day. Perfect for consulate appointments, visa applications, or last-minute coverage needs.
A straightforward process — apply through us, and we handle everything on your behalf.
Some Sanitas plans (like Sanitas Único and Sanitas Profesionales) don't require a health questionnaire. This means there's no underwriting step — once your application is submitted and payment clears, Sanitas can issue your certificate in English the same day, typically within a few hours.
Plans like Sanitas Residents and Sanitas Residents Platinum require a short health questionnaire. After you apply and pay, there's a brief underwriting review. Certificates for these plans are usually issued the same day or by the next business morning.
Apply through us now and let us know your situation (visa appointment date, consulate deadline, etc.). We'll flag your application as urgent and work to get your certificate as quickly as possible.
Exactly what happens from start to coverage.
Decide which Sanitas plan suits you. For fastest approval: Sanitas Único (no questionnaire). For visa-compliant: Sanitas Residents. Browse our plan comparison page or contact us.
Click "Apply Now" or fill in our quick quote form below. Enter basic details: name, email, date of birth, nationality, contact number. Takes 2 minutes. No medical exam ever — just basic personal info.
For Sanitas Único/Profesionales: skip this step. For other plans: answer health history questions online. Available in English. If you're unsure about any question, contact us and we'll walk you through it.
See your monthly premium, coverage details, copays, waiting periods. Everything transparent. Confirm you're happy with it or change plan.
Sanitas accepts Visa, Mastercard, American Express. No NIE required. First month's premium paid immediately. Payment clears instantly (or within minutes).
Sanitas Único: Certificate usually within 4 hours. Plans with questionnaire: Certificate by next morning after underwriting reviews. Both arrive in your email in English, signed & dated.
Open email, download PDF certificate. Print it (or take screenshot if printing not available). That's your proof of insurance for visa appointment, consulate, landlord, anyone asking.
As of the moment payment clears, your Sanitas coverage is active. You're protected. If emergency arises before certificate email arrives, coverage is active — certificate is just your proof document.
From starting your application to completing payment: 15-30 minutes. The rest (approval, certificate) is handled for you. You can go about your day — your certificate will be in your inbox the same day or by next morning.
Common scenarios where expats need urgent, immediate health insurance.
Spanish consulates require proof of health insurance for visa applications. You just realised you need it. Get Sanitas Residents same day, receive certificate same day, bring it to appointment.
Your flight landed yesterday. You need health insurance immediately for peace of mind. Sanitas Único doesn't require questionnaire — apply now, covered today.
Coverage gap looming. Get Sanitas before the gap. Coverage starts immediately upon payment. No waiting for new policy start date.
You're arriving Tuesday. Apply Monday, get covered Tuesday. Sanitas Mundi or Residents can be active same day.
Elective surgery or treatment coming up. You need insurance in place before appointment. Sanitas same-day approval ensures you're covered for your procedure (subject to waiting periods for non-emergency treatment).
Rental contract or job offer contingent on health insurance. Get Sanitas, receive certificate same day, show landlord/employer. Done.
Nothing wrong — you just want to know you're protected. Sanitas same-day gives you that. Peace of mind by end of business today.
Other insurance companies have delays. Sanitas doesn't. Here's why.
Most Spanish procedures require NIE. Getting NIE takes weeks. Sanitas doesn't — you only need your passport. Apply today without NIE.
You can't pay without Spanish bank account, right? Wrong. Sanitas accepts international credit cards (Visa, Mastercard, Amex). Pay from your home country's bank card. Done in seconds.
For any questions, Sanitas has English support. You can use your international number; they email you instead of calling.
Some insurers demand physical exams (blood tests, doctor visit). Sanitas doesn't. Ever. Zero medical exams. This alone saves you 1-2 weeks on other insurers.
Sanitas Único and Profesionales ask zero health questions. No questionnaire = no underwriting delay. Payment → approval → certificate, same day.
Once you're approved, Sanitas's system automatically generates your PDF certificate, signs it digitally, and emails it. No manual review. No waiting for a human to "approve and email." It's automated.
Minimal documents required. You can apply immediately.
Sanitas has removed every common obstacle that delays insurance. You literally just need passport, email, credit card, date of birth. Everything else is handled online. If you have those, you can apply right now.
All Sanitas plans can be approved same day. Here are the fastest.
Best for: Urgent same-day need
Best for: Visa applications same-day
Best for: Freelancers needing urgency
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most recognised private health insurer — with the largest private medical network in the country.
Yes. Apply for Sanitas Único in the morning, pay by credit card, have certificate by afternoon or evening. Sanitas Residents takes slightly longer (by next morning) due to health questionnaire review, but is still same-business-day approval.
If you apply before 5 PM, Sanitas typically processes and issues same day. If after 5 PM, your certificate will usually arrive Monday morning. Contact us and let us know it's urgent — we'll do everything we can to fast-track it for you.
Yes. Sanitas accepts international Visa, Mastercard, and Amex. Your card doesn't need to be Spanish. Payments process instantly online.
100%. Sanitas certificate is signed, dated, in English, and recognised by all Spanish consulates. It meets visa requirements for Non-Lucrative Visa, Digital Nomad Visa, Student Visa, and all other residence visa types.
Emergencies are covered from day 1 regardless of waiting periods. If you need urgent care, call 112 (Spain's emergency number) or go to your nearest hospital. For routine appointments, you'll need to wait out the waiting period (unless you had 12+ months previous coverage elsewhere, in which case let us know and we can help waive them).
Both work. Some consulates want a printed copy. Others accept email or PDF on phone. Best practice: print it and keep a copy, plus save the PDF on your phone as backup.
Sanitas Residents certificate is in a standard format. If your consulate asks for specific details, get in touch with us and we'll arrange a modified version with Sanitas on your behalf — usually within hours.
Tell us about your situation and we'll send you an exact price — or suggest the best alternative if there's a better fit. No obligation, no hard sell.