🇪🇸+34 868 290 730 🇬🇧0203 925 8884 🇺🇸+1 646 222 5288 +34 632 93 51 54
📲 Call Back WhatsApp
Mi Sanitas
Call Me Back › Get a Quote ›
Digital Nomad VisaSelf-employed / autónomoSanitas Visado cover

DNV Health Insurance for the Self-Employed

If you're applying for Spain's Digital Nomad Visa as a self-employed autónomo, the health cover you need depends on your Social Security position and the stage you're at. We'll help you arrange the right Sanitas cover where private insurance is needed.

Get a Personalised Quote →Speak to an Adviser
At a glanceDNV
Before you register (pre-RETA)Private cover where needed
Registered with RETAPublic + private alongside
Where private is neededResidents Visado
More cover abroad / USAResidents Platinum Visado
English-speaking help✓ Us, start to finish
Get a Personalised Quote →
✓ Exclusive Sanitas Agent
✓ Sanitas International Experts
✓ Residents & Platinum Visado
✓ Certificate handled in English
✓ Agreed policy start date

The short answer

What Health Cover Does a Self-Employed DNV Applicant Need?

The appropriate healthcare route depends on your application stage, RETA registration and current Social Security position. Where qualifying private insurance is needed, we arrange Sanitas Residents Visado or Residents Platinum Visado. Once you're registered and paying into the Spanish system, your public entitlement may cover core healthcare, and private cover can be used alongside public healthcare.

Your stage

Your Position Depends on Where You Are

Before you register (pre-RETA)

Before you're registered as an autónomo, your position depends on your circumstances. You may have a coordination arrangement, or you may need qualifying private cover for this stage. Where private cover is needed, we arrange a Sanitas Visado policy with an agreed start date.

Registered with RETA

Once you're registered and paying Spanish Social Security, public healthcare may cover your core needs. Many autónomos then keep private healthcare alongside public healthcare for faster appointments, wider choice and English-speaking support.

Sanitas Visado cover

When Private Insurance Is Needed — Sanitas Visado Cover

Where a private policy is the route for your DNV, two Sanitas policies are designed for it, and both give you comprehensive private healthcare in Spain from the day your cover starts.

Residents Visado

Sanitas Residents Visado

Comprehensive private healthcare across the Sanitas network in Spain: private hospitals, specialists, diagnostic tests and treatment, with no copayments and no waiting periods, and our English-speaking team available to help you arrange and use the cover.

Sanitas Residents Visado →
Residents Platinum Visado

Sanitas Residents Platinum Visado

The same core private healthcare in Spain, plus worldwide reimbursement, USA Cover and higher emergency cover abroad. A strong fit if you'll spend time outside Spain or want cover in the United States.

Residents Platinum Visado →
Get a Personalised Quote →Compare Residents & Platinum

Why us

Why Arrange It Through Us?

  • English-speaking personal help from an Exclusive Sanitas Insurance Agent and recognised Sanitas International Experts.
  • The right Sanitas version for your situation — we match the policy to your route and circumstances.
  • An agreed start date suited to your application timetable, including a future date ahead of your move.
  • Application handled in English, with the individual insurance certificate provided in English for the application.
  • Help choosing between Residents Visado and Platinum Visado, based on where you'll live and travel.
  • Support after your policy begins, so you know how to use your cover from day one.

Get Your Personalised Sanitas Quote

Tell us your situation and we'll arrange the right Sanitas Visado cover where private insurance is needed. Share your nationality, your stage, date of birth, number of applicants, where in Spain you'll live and your intended start date.

  • Help identifying the right DNV route
  • Sanitas Residents Visado & Residents Platinum Visado
  • Comprehensive private healthcare in Spain
  • Certificate provided in English for the application
  • An agreed start date for your timetable
  • English-speaking help from start to finish

Request a Personalised Quote

Applicant 1 (You)

Not Sure Which Route Applies to You?

Tell us your situation and our English-speaking advisers will help you find the right Sanitas cover.

Speak to an Adviser →

FAQs

Self-Employed DNV Health Insurance FAQs

Common questions for self-employed Digital Nomad Visa applicants.

Not always. It depends on your Social Security (RETA) position and the stage of your application. Where private cover is needed, we arrange the appropriate Sanitas Visado policy; where public healthcare applies, private cover can be arranged alongside it.
Before you're registered, your position depends on your circumstances — you may have a coordination arrangement, or you may need qualifying private cover for this stage. Where private cover is needed, we arrange a Sanitas Visado policy with an agreed start date.
Once registered, Spanish public healthcare may cover your core needs, and private healthcare can be used alongside public healthcare for faster access, wider choice and English-speaking support.
Comprehensive private healthcare across the Sanitas network — private hospitals, specialists, diagnostics and treatment — with no copayments and no waiting periods, plus our English-speaking team available to help you arrange and use the cover.
Yes. We can set an agreed start date suited to your application timetable, including a future date so your cover begins in time for your move.

Related Guides & Next Steps

Digital Nomad Visa

DNV family cover (self-employed)After DNV approvalAutónomo: Social Security or privateDNV cover before RETA registrationBest Sanitas plan for autónomosDNV health insuranceDNV requirementsEmployee vs self-employed

Sanitas Visado cover

Sanitas Residents VisadoResidents Platinum VisadoResidents vs Residents Platinum

Get started

Get a personalised quoteAutónomo health insuranceSpeak to an adviser