Sanitas policies may include access to certain diagnostic tests, but cover depends on the specific policy, the medical reason for the test, the current Sanitas cuadro médico, authorisation requirements, waiting periods and any personal exclusions. Always check the current policy wording before relying on cover for scans, blood tests or specialist investigations.
The honest answer
No. Diagnostic tests are not automatically covered under every Sanitas policy or in every situation. Cover depends on the policy, the medical reason for the test, authorisation rules and the current network.
Examples
Diagnostic tests commonly discussed include blood tests, X-rays, ultrasound, MRI, CT scans, endoscopy, cardiology tests, ophthalmology tests, allergy tests, gynaecological tests and other specialist investigations. Cover depends on the policy wording and any authorisation required.
Authorisation
Some tests may require prior approval from Sanitas, especially higher-cost or complex diagnostics such as MRI or CT scans. See Sanitas authorisations explained.
Centres
Residents
Diagnostic-test cover under Sanitas Residents depends on the policy and authorisation rules. See Sanitas Residents.
Residents Platinum
Sanitas Residents Platinum may offer broader features, but diagnostic-test cover still depends on the policy. See Sanitas Residents Platinum.
Pre-existing
If a test relates to a pre-existing condition or symptoms that existed before the policy, cover may be restricted, excluded or subject to individual underwriting terms. Always check your personal conditions.
Visas
Visa applicants should focus on choosing a policy that meets visa requirements. Diagnostic-test access matters for using healthcare but does not by itself make a policy visa-compliant. See hospital access for visa applicants.
Avoid these
Talk to us
Cover always depends on the specific policy, your personal terms and the current Sanitas conditions. We can explain what to check in plain English and request a personalised quote. We cannot provide medical advice or guarantee that any treatment will be authorised.
We'll help you understand how diagnostic-test cover and authorisations work, and request a personalised quote. Please check the actual current policy terms and your personal conditions before purchasing or using any Sanitas policy. Policies change and individual terms can vary.
We help expats understand what Sanitas may cover, in plain English, before they buy.
FAQs
Common questions about Sanitas diagnostic-test cover. Always confirm current policy terms and authorisation rules before relying on cover.