The Sanitas pharmacy reimbursement add-on may help reduce the cost of eligible prescribed medication in Spain by reimbursing part of your pharmacy expenses, subject to the policy terms and annual limits. This can be useful for expats, families, retirees and residents who regularly pay for prescribed medication and want extra support alongside their private health insurance.
The basics
The pharmacy add-on is an optional extra that may reimburse part of the cost of eligible prescribed medication. It is not the same as standard medical consultations or hospital cover — it is designed specifically to help with pharmacy expenses.
Who it's for
Eligibility
The add-on generally relates to prescribed medication, not over-the-counter products bought without a prescription. Typically this means:
How it works
You see a doctor and medication is prescribed.
You purchase the medication at a pharmacy.
Keep the prescription and receipt / invoice.
Submit the claim according to Sanitas instructions.
Eligible costs are reimbursed according to the add-on terms.
The add-on usually reimburses a percentage of eligible pharmacy costs up to an annual limit — it does not normally cover 100% of pharmacy costs. The exact terms should be confirmed before adding the cover.
Good to know
Some add-ons may need to be selected when applying or at renewal. The safest approach is to ask about pharmacy reimbursement before taking out your Sanitas policy.
Not always. Some policies may include certain benefits, but pharmacy reimbursement is usually treated as an optional extra or specific benefit depending on the plan.
The pharmacy add-on does not make a policy visa-compliant by itself — visa suitability depends on the main policy. But visa applicants who take regular medication may still want to ask whether it can be added.
Before adding it, it is worth checking:
Get help
Spanish Health Insurance can help you check whether pharmacy reimbursement may be available with your chosen Sanitas policy and confirm the current terms.
Tell us about your situation and we will check whether pharmacy reimbursement may be available with your Sanitas plan, explain the terms in plain English and request a personalised quote. Acceptance and exact terms depend on the insurer's rules.
We'll check whether pharmacy reimbursement can be added to your Sanitas plan — free advice in English.
FAQs
Common questions about the Sanitas pharmacy reimbursement add-on.