Sanitas health insurance plans can often be customised with optional add-ons, letting you strengthen your private healthcare cover in Spain depending on your needs, lifestyle, family situation and budget. Not every extra is available with every policy, and some may need to be selected when you apply — our English-speaking advisers can check the options and request a personalised quote.
Extras guide
Choosing optional extras can be confusing, especially when comparing pharmacy reimbursement, optical cover, dental plans, repatriation, travel assistance or worldwide reimbursement. Our free Sanitas Extras & Add-ons Guide explains the main options in plain English — ideal for expats, families, retirees, visa applicants, frequent travellers and autónomos.
Download the Free Extras Guide ↓PDF guide link coming soon.
The basics
Sanitas add-ons are optional extra benefits that may be available with certain Sanitas health insurance plans. They are designed to improve or extend your cover in specific areas that matter to you, rather than changing the core medical cover itself.
Depending on the plan and your eligibility, add-ons may help with:
Why add extras
Add-ons can be useful when a standard health insurance plan does not fully cover a specific need. They let you tailor your cover to how you actually live in Spain. Common examples of people who consider extras include:
At a glance
Here is a quick overview of the main Sanitas extras and who tends to consider them. Each links to a dedicated page with more detail:
| Add-on | What It Helps With | Best For |
|---|---|---|
| Pharmacy reimbursement | Eligible prescribed medication costs | Regular prescription users |
| Optical cover | Eligible prescription lenses / contact lenses | Glasses and contact lens users |
| Traffic / work accidents | Medical assistance after traffic / work accidents | Drivers, workers and autónomos |
| Worldwide reimbursement | Wider provider choice & out-of-network reimbursement | Frequent travellers and premium clients |
| Income protection | Daily support if hospitalised | Workers and autónomos |
| Accidental death | Lump-sum protection after accidental death / disability | Families and dependants |
| Repatriation | Return to country of origin in specific circumstances | Expats and retirees |
| Dental plans | Dental treatment and reduced prices on services | Families and regular dental users |
| Blua digital health | Online healthcare access | Busy expats and remote areas |
| Travel assistance | Emergency support while travelling | Residents who travel abroad |
See the dedicated pages: pharmacy reimbursement, optical cover, traffic & work accidents, worldwide reimbursement, income protection, accidental death, repatriation cover, travel assistance, dental add-ons and Blua digital health.
Availability
No. Availability may depend on a number of factors, which is why it is always worth checking before you apply:
Timing
Some extras may need to be selected at application stage or at renewal, while others may be possible later depending on Sanitas rules and the policy type. The safest approach is to review add-ons before applying, especially if the extra cover is important to you.
Visa & residency
No. Add-ons do not automatically make a policy suitable for a Spanish visa or residency application. The main health insurance policy must be suitable first.
Add-ons may provide additional benefits, but visa suitability depends on the core cover, certificate wording, no-copay requirements, waiting periods and the specific route. For visa and residency routes, see Sanitas Residents, Sanitas Residents Platinum, the Non-Lucrative Visa and the Digital Nomad Visa pages.
For expats
The most useful add-ons depend on your situation. A rough guide:
Pharmacy, optical, dental and travel assistance.
Pharmacy, repatriation, travel assistance and dental.
Income protection, traffic / work accidents and Protección Total.
Worldwide reimbursement and travel assistance.
Repatriation wording and a suitable core policy.
Worldwide reimbursement and advanced add-ons.
How to choose
Start with the right Sanitas health insurance plan for your situation.
Visa / residency, general healthcare, or supplementary cover.
Note your regular healthcare, prescription, optical, dental and travel needs.
Accident, income or repatriation protection where relevant.
Ask which add-ons are available with your plan.
We confirm the current terms and price before you apply.
Get help
Spanish Health Insurance helps English-speaking expats, residents, families and visa applicants understand Sanitas add-ons and extra cover options in Spain. Whether you want pharmacy reimbursement, optical cover, dental, repatriation, worldwide reimbursement or travel assistance, we can check availability and request a personalised quote.
Our free guide explains the main optional extras — pharmacy, optical, dental, repatriation, travel assistance, worldwide reimbursement and more — in simple English, so you can see which add-ons may be worth considering.
Download the Free Extras Guide ↓PDF guide link coming soon.
Tell us what you are interested in and we will check which extras may be available with your Sanitas plan, explain the options in plain English and request a personalised quote. Acceptance and exact terms depend on the insurer's rules.
We'll talk it through and check what's available with your plan — free, no-obligation advice in English.
FAQs
Common questions about Sanitas add-ons and extra cover options in Spain.