Simple, secure credit card payments for Sanitas insurance premiums. No Spanish bank account required. Visa, Mastercard, and American Express all accepted. Setup recurring monthly charges in minutes with full payment security and 3D Secure verification.
Deducted automatically each month from your credit card. Cancel anytime.
Pay your Sanitas health insurance premiums directly with Visa, Mastercard, or American Express. No restrictions on card type or issuing country. International credit cards welcome.
Full support for all Visa cards including international and debit variants. Zero additional charges.
most popularAccepted instantly. Includes Mastercard Debit, Mastercard Credit, and Maestro cards worldwide.
widely acceptedFull Amex support for both consumer and corporate cardholders globally with premium coverage benefits.
premium optionGetting started with credit card payments takes just minutes. Here's exactly how the process works from quote to first payment.
Fill out our online quotation form with your age, health history, and coverage preferences. Takes approximately 5-10 minutes. We'll calculate your exact monthly premium for your chosen Sanitas plan (Integral, Seguridad, or basic coverage).
Examine your personalized quote showing monthly premium, annual deductible, co-payments, and network hospitals. Ask questions about coverage limits or excluded conditions. No obligation at this stage.
Enter your credit card information securely. Sanitas uses industry-standard encryption. Card details never stored locally—processed through certified PCI-DSS compliant payment gateway with 3D Secure verification for added protection.
Review your policy document and payment schedule. Your first month's premium is charged immediately. Insurance coverage becomes active the same day. You'll receive your insurance certificate and policy details via email within hours.
Using a card issued outside Spain? Non-euro cards? Sanitas fully supports international payments with transparent currency handling.
Visa, Mastercard, and Amex cards issued by any international bank are accepted. Cards from UK, USA, Australia, Canada, and all other countries with major payment networks function perfectly.
When using a non-EUR card, your bank automatically converts the monthly premium to your home currency at their daily exchange rate. You'll see the converted amount on your bank statement. Sanitas charges only in euros—no hidden conversion fees added by us.
Many expats and non-residents successfully minimize FX costs. The best strategies include switching to a Spanish card once you establish local residency, using multi-currency accounts with better rates, or keeping cards with favorable international rates if you travel frequently.
Your Sanitas premium is automatically charged the same date each month. Complete control—change or cancel anytime.
Premium charges on the same date every month (e.g., 5th, 15th, or 25th). You choose the date during setup.
Email reminder sent 48 hours before payment. Confirmation sent immediately after successful charge.
No lock-in contracts. Stop automatic payments anytime through your Sanitas portal or by calling customer service.
If payment fails (expired card, insufficient funds), Sanitas retries for 10 days. Coverage remains active during retries. Contact us immediately if you need to update card details.
Your Sanitas credit card payments use bank-level security with 3D Secure authentication to prevent fraud and unauthorized charges.
When you complete your first payment or when we charge your recurring premium, your bank's 3D Secure system activates. You may be asked to verify through:
Received a new card? Your old card expiring? Here's exactly what happens and how to stay covered.
Your scheduled payment date arrives. Sanitas attempts to charge your expired card. The payment fails because the card is no longer valid.
Email notification sent immediately alerting you that payment failed. Sanitas will retry automatically for 10 days while your coverage remains active (no lapse).
Log into your Sanitas online account under "Payment Methods" and add your new card details. Or call Sanitas Exclusive Agent on 0034-XXX-XXX-XXX for immediate assistance (English available 24/7).
Once you've updated your card, the next scheduled payment will attempt on the new card. Coverage never interrupts—no cancellation or coverage gap occurs.
Received a refund or processed a chargeback? Here's how refunds are handled and how long they take.
Any refund (early termination, overpayment, etc.) is credited back to the same credit card used for payment. Refunds never go to a different account.
Got a new card? Want to switch to a different payment method? You have full control over your payment information.
Visit www.sanitas.es and sign in with your email and password
Click "My Account" > "Payment Methods" > "Edit Payment Details"
Card number, expiry date, and 3-digit CVC code. All data encrypted.
Save changes. Your next monthly charge will use the new card.
Phone Support Available: Call Sanitas customer service on 0034-XXX-XXX-XXX (English available). Agent will securely update your payment method over the phone in under 5 minutes.
Everything you need to know about credit card payments for Sanitas health insurance.
Complete walkthrough of enrolling in Sanitas with credit card payment.
Visit Sanitas.es or contact Sanitas Exclusive Agent. Complete the online quote form with your age, health status, and desired coverage level. Instant quote shows your exact monthly premium. No commitment yet.
Examine hospital network, specialist access, co-payments, deductibles, and coverage limits. Ask questions through chat or call Sanitas Exclusive Agent. Full PDF policy available for review. No obligation to proceed.
Start your application. Enter full name, date of birth, email, phone number, and Spanish address. Provide passport number and NIE (if you have it). Select desired payment frequency: monthly, quarterly, or annual.
On the payment screen, choose "Credit Card" as your payment method. Choose your preferred payment date each month (typically 1st, 15th, or 25th). International cards fully accepted—Visa, Mastercard, or Amex from any country.
Input your card number, expiration date, CVV, and cardholder name. All data is encrypted using bank-level security. Your card details are not stored in plaintext—only last 4 digits are saved for future reference.
Your bank sends an OTP (one-time password) to your phone or requests biometric verification in your banking app. Enter the code or approve the verification. This is one-time security check—future monthly payments happen automatically without verification needed.
Your first month's premium is charged immediately to your credit card. Sanitas processes your application. Your insurance certificate arrives via email within 1-2 hours. Coverage is active from that moment. You can use Sanitas hospitals and doctors immediately. Monthly charges continue automatically on your chosen date.
Our bilingual team guides you through the entire credit card enrollment process.
Getting covered with Sanitas is simple, but we understand you may have questions about credit card payments, FX fees, security, or coverage details. Our Sanitas Exclusive Agent team is available 24/7 to assist in English. We'll walk you through enrollment, answer all your questions, help you compare plans, and ensure your credit card payment setup is secure.
Explain coverage options, answer questions about credit card payments, help you choose the right plan for your situation.
Walk through the online application step-by-step, troubleshoot any technical issues, ensure payment setup is correct.
Answer questions about using your coverage, help update payment methods, assist with claims or referrals.
Show you how to use Blua digital health app, manage payments, find doctors, and schedule appointments.
Quick solutions to common issues with credit card enrollment and monthly payments.
Check that your phone number is correct in your bank's system and in Sanitas profile. Confirm your phone can receive SMS messages. Try requesting code again after 2-3 minutes. If problem persists, contact your bank directly—some banks send codes through their app instead of SMS.
Call your bank's fraud department. International charges are sometimes blocked by default. Ask them to whitelist Sanitas merchant code. Then try payment again. If still declined, try a different card or switch to paying with bank transfer temporarily while you resolve with your card issuer.
Log out and back in to Blua. If still unable, go to Sanitas web portal instead (portal.sanitas.es). Update card there and changes sync to app within 15 minutes. Contact Sanitas Exclusive Agent if web portal also won't accept your update—they can process it over the phone.
Check if your card is expired. Verify the card has sufficient available credit. Confirm your bank hasn't blocked Sanitas (call them). Check Blua app to confirm scheduled payment date is correct. Wait 24 hours as payments sometimes process with delay. Contact Sanitas if not processed by next business day.
Tell us about your situation and we'll send you an exact price. Pay with any international credit or debit card — no Spanish bank account needed. No obligation, no hard sell.
We're a dedicated Sanitas agent offering personalized health insurance guidance to expats, international professionals, and new residents in Spain. With 24/7 English support, we make getting covered simple and stress-free. No jargon. Just straightforward answers.
Speak with a real person who speaks English. Any question, any time. No automated systems.
All our Sanitas plans meet Spanish visa requirements for holiday and work visas. No surprises later.
No hidden fees. No activation charges. What you see is what you pay. Monthly or annual, fully flexible.