Health cover for young people aged 10 to 35 leaving Spain to study overseas. Two variants — Europa for European study, Mundo for worldwide. No copayments. No waiting periods. Urgent sanitary repatriation, hospitalisation, video consultations and family-member transport all included.
Existing Sanitas customer? The reduced price applies automatically when we issue your quote.
Generic travel insurance treats a 12-month Erasmus as a long holiday. Sanitas Estudiantes is a real health insurance product — built around the medical situations that actually come up when a young person is living overseas for an academic year.
Europa covers Erasmus and study within Europe. Mundo covers the rest of the world — USA, Canada, Australia, Asia, Latin America, Africa and the Middle East. Choose the right variant for the destination country and the price reflects the geography of cover.
If the student gets ill abroad, Sanitas's medical team coordinates with the local doctor — in Spanish — to decide treatment and, if necessary, arrange repatriation. This is the difference between travel insurance (pays bills) and real health cover (helps you make decisions in a medical situation in a foreign country).
If anyone in your household already holds a Sanitas health policy, the reduced rate (€42.70 Europa / €74.80 Mundo) applies automatically when we issue the quote. No coupon code, no application — we check the household and apply the discount as standard. €98 per year saved on Europa, €85 per year on Mundo.
Eight protection categories that activate the moment the student leaves Spain. The plan is built to handle the situations that actually go wrong while studying overseas — sudden illness, accidents, hospital admission and the practical chaos of dealing with a foreign healthcare system in a crisis.
A dedicated phone line giving the student — and the family back in Spain — Spanish-speaking medical advice while the local doctor handles the in-country care. The point isn't to replace local treatment, it's to give the family the medical context they need to understand what's happening, in their own language.
If the medical situation needs treatment back in Spain — or the student needs to be flown home with medical supervision — Sanitas arranges and covers the repatriation. Medical staff coordinate with the local doctor, decide whether repatriation is the right call, and handle the operational logistics. The student and family don't have to navigate flight bookings or medical-escort paperwork during a crisis.
If the student is hospitalised abroad and a family member needs to travel out to be with them, Sanitas covers the cost of getting there and staying nearby during the hospital admission. For most families this is the single most important feature — the safety net of knowing a parent can physically be there if needed without it becoming a financial decision.
Structured video-consultation programmes inside the Mi Sanitas app give the student face-to-face access to Spanish-speaking medical professionals from anywhere with an internet connection. This is in addition to the Consulta Médica Telefónica phone line — useful for non-emergency situations where a video appointment is genuinely better than a call.
Honesty matters here. Sanitas Estudiantes is real health cover for medical situations abroad — it's not unlimited, and it does not cover everything. The exclusions below are standard for outbound study insurance:
The two variants differ on geographic scope and price. Pick the one that matches where the student is going — Europa for European study, Mundo for everywhere else. If the trip moves between Europe and the rest of the world, Mundo is the safer choice.
Cover anywhere in Europe — full EU and EEA, UK, Switzerland and most of the wider European geography. Built for Erasmus, year-abroad placements, EU universities and UK boarding schools.
Cover anywhere in the world — including the USA, Canada, Australia, the entire Asia-Pacific region, Latin America, the Middle East and Africa. The right variant for non-European university study and complex itineraries.
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most trusted private health insurer — home to the country's largest network of doctors, hospitals and specialist centres. Sanitas Estudiantes is backed by the same medical infrastructure that supports 2.9 million insured policyholders across Spain, and by Bupa's global presence in 190+ countries — which is what makes the worldwide variant of Estudiantes operationally workable.
The Mi Sanitas app gives your son or daughter video access to the same 3,600+ Sanitas specialists used by the broader 2.9 million Spanish policyholder base — from their dorm room in Berlin, London, Boston, Sydney or Buenos Aires. App is in English, German, French and Spanish. No additional fee. No appointment cap.
3,600+ professionals available by video across 36 medical specialities — same network that supports Sanitas's full Spanish policyholder base. Available from anywhere with an internet connection.
App fully available in English, German, French and Spanish. Filter specialists by language they speak. Find an English-speaking doctor wherever the student happens to be.
Immediate emergency video consultation for general medicine — any hour, day or night. Useful when the local healthcare system is unfamiliar or the language barrier slows down getting help.
Digital insurance card, medical history, prescriptions, video appointments, reimbursement requests — all in one app, all in English. No need to phone in.
Mental-health support via video where the local language is a barrier. Particularly valuable for students settling into a new country, struggling with isolation or homesickness, or managing existing mental-health conditions.
Blua Health AI uses the phone camera to check heart rate, respiratory rate and stress markers — no extra device needed. Useful when the student wants to share data with the family or the local doctor.
Estudiantes is sold as a single bundle — most of the extras that other plans charge for are included as standard. Optional add-ons let you extend the cover further where the trip profile warrants it.
Full add-ons list available on request. Ask us when you get your quote →
Estudiantes is one product in a family. If the situation is slightly different — student coming to Spain, family member on a visa, study replaced by remote work — one of these plans is the better fit.
Prices shown are "from" prices. Your exact premium depends on age, plan and circumstances.
Not sure which plan fits the situation? Get a free comparison quote →
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For students aged 14–35 on study stays of 3–14 months. Over 35 or staying longer? Use the quote form below and we’ll recommend the right plan.
Tell us about the trip — destination country, study dates, student age, existing-customer status — and we'll send a personalised quote during office hours. English or Spanish. Free, no obligation.
Everything families ask us when a son or daughter is heading abroad to study.
With over 2.9 million people insured in Spain and 70+ years of trading history, Sanitas is one of Spain's leading private health insurance providers. Founded in 1954 and part of the Bupa Group since 1989, Sanitas operates the largest network of medical professionals in Spain and is backed by Bupa's presence in 190+ countries — which is what makes the worldwide variant of Sanitas Estudiantes operationally workable.
More than 58,000 medical professionals work across 4,500+ medical centres throughout Spain, and 3,600+ Sanitas specialists are available by video consultation through the Mi Sanitas app. View the full Sanitas plan family →