Full access to the Sanitas network — all medical specialities, unlimited consultations, basic dental and Blua digital health. No waiting periods and a copayment cap of just €290 per year. Spain's lowest-cost Sanitas plan.
Accede gives you access to the complete Sanitas outpatient network — GP, all specialist consultations, diagnostics, therapies, basic dental and digital health. All with no waiting periods.
Copay on diagnostics and therapeutic methods: €12 per session.
Dental copay: €3 per visit.
| Service | Copayment |
|---|---|
| Consultations (visits 1–15 per year) | €5 |
| Consultations (from visit 16 onwards) | €10 |
| Diagnostic tests & therapeutic methods | €12 |
| Emergency visits | €8 |
| Podiatry (chiropody) sessions | €3 |
| Dental visits | €3 |
| High-frequency services | €20 |
| Video consultations (all types) | Free — €0 |
| Annual copayment cap per insured | €290 maximum |
Copayments are paid directly to Sanitas at the point of service. Once you reach €290 in a policy year, all further services are free of any copay until your renewal date.
Founded in 1954 and part of the Bupa Group since 1989, Sanitas is Spain's most recognised private health insurer — giving Accede members direct access to the largest outpatient network in the country from day one.
Accede is an outpatient consultation plan. It is designed for people who want access to the Sanitas network for day-to-day healthcare, but who do not need (or separately arrange) hospital cover.
Accede is the lowest-cost entry to the Sanitas network. Use the filters below to compare all available plans.
Prices shown are "from" prices. Your exact premium depends on your age and province.
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Questions about Sanitas Accede? We've answered the most common ones below.
Official Sanitas documentation for Accede — all in English.
Tell us about your situation and we'll send you an exact price for Sanitas Accede — or suggest a better fit if your needs include hospital cover. No obligation, no hard sell.