Resources for English-speaking expats living in Spain — choosing the right private health insurance, settling in, and getting help in English.
Living in Spain is easier with the right private health cover and someone to explain it in English. These resources cover moving, choosing a plan, family and retiree needs, EU citizens, and how to reach English-speaking support.
They are practical guides to help you compare options — not medical or legal advice.
Plan your move and get cover in place at the right time.
Understand how private cover works for foreigners in Spain.
Resources for families and older applicants.
If you are an EU/EEA/Swiss citizen, your route differs from the visa products.
Get help with your cover in English.
Living well in Spain is much easier when your health cover fits your real life here, not just a box on a form. The resources in this section are aimed at the practical questions expats actually ask: which plan suits a family with children, what changes when you retire, how cover works for EU citizens compared with non-EU residents, and how to get help in English when you need to use your policy. Each links to a focused guide rather than a generic overview.
A few themes come up again and again. Age affects which plans you can take out, so older applicants benefit from understanding the options before applying. Families often need to balance different ages and medical histories on one policy. EU citizens follow a different route from the visa products and usually look at a no-copay Más Salud option where private cover is needed. And almost everyone values being able to sort cover, claims and certificates in English. These resources cover all of that, and our specialists are on hand if you would rather talk it through than read.
These pages are written for English-speaking people building a life in Spain — whether you are renting for a year, buying a home, raising a family, retiring, or working remotely. They assume no prior knowledge of the Spanish system and explain the choices in everyday language, with links to deeper guides when you want the detail. Wherever cover depends on your specific circumstances, we say so rather than over-simplifying, because the goal is to help you make a confident, well-informed decision about how you and your family are looked after while you live here.
We are English-speaking Sanitas health insurance specialists. Our role is to help you understand your options, choose a suitable plan and arrange the cover and certificate clearly, in English. The resources in this hub link to our detailed guides so the information stays accurate rather than going out of date, and you can always talk to an adviser, book a consultation or request a personalised quote when you are ready.
We are not a medical or legal service. We do not provide medical advice, diagnosis, triage or emergency assistance, and we do not handle visa applications or give immigration legal advice. Acceptance and exact terms depend on Sanitas underwriting and the official policy wording, and any visa or residency decision is made by the Spanish authorities based on your full file. For a medical emergency in Spain, call 112 or use the emergency services available through Sanitas / Mi Sanitas where applicable.
Let our English-speaking specialists help you choose cover that fits your life here.