Private health insurance in Spain

Sanitas Más Salud No Copay Health Insurance in Spain

Sanitas Más Salud is one of the most comprehensive private health insurance plans in Spain, designed for expats, residents, and visa applicants who need full medical coverage. With access to a nationwide network of hospitals, specialists, and digital healthcare services, it is a popular choice for those applying for residency, including the Non-Lucrative Visa (NLV) and Digital Nomad Visa (DNV).

Quick Summary

What is Sanitas Health Insurance?

Sanitas is one of Spain’s leading private healthcare providers and part of the Bupa Group, offering access to a large network of doctors, clinics and hospitals across the country. Sanitas health insurance is widely used by expats, residents and international clients who want flexible private healthcare, digital services and reliable medical support in Spain.

For people moving to Spain or applying for residency, Sanitas is often considered because of its strong medical network, recognised brand and broad range of health insurance plans, including options suitable for visa applications.

Why Choose This Plan?

Sanitas Más Salud is one of the most comprehensive private health insurance plans available in Spain, designed for individuals who want complete peace of mind when accessing healthcare.

With no copayments, full hospitalisation cover and access to a large private medical network, the plan removes uncertainty around healthcare costs and ensures fast access to doctors and specialists.

It is widely chosen by expats, retirees and families who require reliable, high-quality healthcare in Spain, particularly for visa and residency applications where full coverage is essential.

 

 

 

 

Pricing & Options

Choose the level of cover that suits your needs and budget

Más Salud
No Copay

  • No Copayments

  • From €59

  • Highest monthly premium with no extra usage charges

Más Salud
Low Copay

  • Low Copayments

  • From €44

  • Balanced monthly premium and reduced extra costs

Más Salud 
Medium Copay

  • Medium Copayments
  • From €33

  • Lower monthly premium with smaller usage costs

Key Policy Benefits

50,000+ Doctors

Access to one of the largest private medical networks in Spain

4,500+ Clinics & Hospitals

Nationwide coverage including leading private hospitals

No Copay

No additional costs when visiting doctors or specialists

24/7 Digital Healthcare

Online consultations and medical support anytime

Emergency Cover

Emergency assistance in Spain and limited cover abroad

Emergency Cover

Access to dental services and discounted treatments

What does this plan cover?

Primary Healthcare

Access to general practitioners, paediatricians and nursing services within the Sanitas network.

Specialists

Direct access to specialists including cardiology, dermatology, gynaecology and more.

Diagnostics

Includes scans, blood tests, imaging and advanced diagnostic procedures.

Hospitalisation

Full hospital cover including surgery, treatments and inpatient care.

Emergency Care

Emergency medical assistance in Spain and limited emergency cover abroad.

Dental

Access to Sanitas dental network with multiple services included and discounted treatments.

Digital Healthcare

Online consultations, digital prescriptions and 24/7 telemedicine services via Sanitas platforms, allowing fast access to doctors without visiting a clinic.

Who Is This Plan For?

This plan is ideal for expats, retirees, families, and professionals who want reliable private healthcare in Spain.

It is particularly suited for individuals applying for residency or visas, including the Non-Lucrative Visa and Digital Nomad Visa, where full coverage health insurance is required.

 

Sanitas Medical Network Across Spain

Access one of Spain’s largest private healthcare networks, with nationwide hospitals, specialists, and clinics trusted by expats and visa applicants.